Cookie Policy

MiFinity Group (together “MiFinity” or “we” or “our”) use “cookies” when you use our websites, mobile sites, or mobile apps. Here you can find out more about cookies and similar technologies and how to control them. Our Privacy Notice can also be accessed here.

Your consent

We will request your consent to the use of cookies when you access our websites, mobile sites and mobile apps, by giving your consent you accept the use of cookies in accordance with this cookie policy or any alternate policy provided by the specific site or app. This policy applies additional to any other Terms and Conditions or contract provision for the MiFinity service being used. If you do not accept the use of cookies, please disable them as explained below or in any other notice provided to you when you visit a MiFinity website or download a MiFinity app.

Can I withdraw my agreement to the use of cookies and similar technologies?

If you wish to withdraw your agreement to accept cookies, please delete the cookies via your browser settings.

Some of the similar technologies we use, such as JavaScript can also be disabled on your devices, but this may significantly impact the ability for our websites, mobile sites, or mobile apps to work on your devices.

What are cookies?

Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website and mobile application owners in order to make their websites and apps work, or to work more efficiently, as well as to provide reporting information. MiFinity use third party cookies to do lots of different jobs, like letting you navigate between pages efficiently, remembering your preferences and generally improving your browsing experience. We also use them to help ensure that any ads you see on our sites and those of others are more relevant to you and your interests.

This allows us, for example, to monitor the traffic patterns of users from one page within our Websites to another, to deliver or communicate with cookies, to understand whether you have come to our Websites from an online advertisement displayed on a third-party website, to improve site performance, and to measure the success of e-mail marketing campaigns.

If you visit our website, mobile site, or use our mobile apps, cookies and similar technologies will be deployed to provide an online service more suited to the device you connect from, as well as to prevent and detect fraud, to help keep you secure. When you visit our website from any device (e.g. mobile device or PC), we collect information about your use of this site, such as information about the device or browser you use to access the site (including device type, operating system, screen resolution, etc.), the way you interact with this site, and the IP address your device connects from. In many instances, these technologies are reliant on cookies to function properly, and so declining cookies will impair their functioning, e.g. you may not be able to initiate or complete some activities within our secure online services unless these cookies or similar technologies are installed.

Cookies set by parties other than the website/app owner are called “third-party cookies”. Third-party cookies enable third-party features or functionality to be provided on or through the website/app (e.g. like advertising, interactive content and analytics). The parties that set these third-party cookies can recognise your computer both when it visits the website in question and when it visits certain other websites.

Is there more than one type of cookie deployed?

There are different types of cookies which are usually split into the following categories, but note that not all these types will be used on every website you visit, and some cookies fit into multiple categories:

‘strictly necessary’ / required cookies

These cookies are essential in order to enable you to move around the website and use its features, such as accessing secure areas of the website. These cookies are activated when you visit our website and remain active for the duration of your visit.

‘performance ‘cookies

These cookies collect information about how visitors use a website. For instance, which pages visitors go to most often and if they get error messages from web pages. This data in aggregate form is used to improve our websites and apps. This data is also used to identify whether customers may have specific interests needs based on pages they have visited within our websites/apps.

‘functionality ’cookies

These cookies allow the website to remember choices you make (such as your user name, language or the region you are in) and provide enhanced, more personal features. These cookies can also be used to remember changes you have made to text size, fonts and other parts of web pages that you can customise. The information these cookies collect may be anonymised and they cannot track your browsing activity on other websites.

‘targeting ‘cookies

These cookies are used to deliver adverts more relevant to you and your interests. They are also used to limit the number of times you see an advertisement as well as help measure the effectiveness of advertising campaigns. They are usually placed by advertising networks with the website operator’s permission. They remember that you have visited a website and this information is shared with other organisations such as advertisers. Quite often targeting or advertising cookies will be linked to site functionality provided by the other organisation.

‘compliance’ cookies

These cookies are required for us to be able to meet our legal and regulatory requirements, for example, anti-money laundering and fraud prevention. They also prevent your account from being misused by others. These cookies are activated when you visit our website and remain active for the duration of your visit.

‘Third party’ cookies

These cookies are added to our website by a third party such as Google where there is embedded third-party content. We have absolutely no control over these cookies. If you would like to find out more about the types of cookies which may be downloaded as a result, please click on the links above and visit their respective websites for further information.

‘Third party’ cookies providing information to MiFinity

These cookies such as from Google, collect information on the pages you visit within our website. The information collected helps us understand our customers better. It also allows us to serve advertising directed at specific target groups.

How to control and delete cookies through your browser

The ability to disable or delete cookies can also be carried out by changing your browser’s settings. In order to do this, follow the instructions provided by your browser (usually found in the ‘Help’, ‘Edit’ or ‘Tools’ facility). Some pages may not work if you completely disable all cookies, but many third-party cookies can be safely blocked. If you do switch off cookies at a browser level, your device won’t be able to accept cookies from any website. This means you will struggle to access the secure area of any website you use, and you won’t enjoy the best browsing experience when you are online.