eWallet Fees

MiFinity offers very competitive, transparent and fair pricing.

Payment Method Rate
VISA EEA 1.8%
VISA non-EEA 2.5%
VISA Interregional 3.5%
MasterCard EEA 1.8%
MasterCard Non-EEA Eastern 2.5%
MasterCard Non-EEA Western 2.5%
MasterCard Interregional 4%
UnionPay 1.8%
Blik 4%
Bancontact €0.50
CashtoCode Classic 7.5%
CashtoCode eVoucher 7.5%
Cryptocurrency Bitcoin (BTC) 1.8%
Cryptocurrency Bitcoin Cash (BCH) 1.8%
Cryptocurrency Ethereum (ETH) 1.8%
Cryptocurrency Litecoin (LTC) 1.8%
Cryptocurrency Ripple (XRP) 1.8%
EPS 1.8% + €0.25
Estonian Banks 3.5% + €0.35
Giropay 1.8% + €0.25
Ideal €0.50
Interac Online (Canada) 3.5% + C$0.75
Interac e-Transfer (Canada) 3.5% + C$0.75
Interac Request Money (Canada) 3.5% + C$0.75
Klarna 1.8% + €0.19
Latvian Banks 7% + €0.35
Lithuanian Banks 7% + €0.35
Maxima 7% + €0.35
Multibanco 2.3% + €1.10
MyBank 1.5% + €0.35
MiFinity eVoucher (AUD,CAD,CHF,EUR,GBP,USD) 4%
MiFinity eVoucher (JPY,NOK,PLN,RUB,ZAR) 5%
Narvesen 0.8% + €0.85
P24 3.5%
PayPost 0.8% + €0.45
Paysera 4.2% + €0.50
Pay by Bank app 0.8% + €1.10
Perlas Terminals 0.8% + €1.10
Safetypay 4.5%
Trustly 1.8% + €0.19
Trustpay 4% + €0.40
Deposit Fees
Payment Method Rate
Cryptocurrency Bitcoin (BTC) 1.8%
Cryptocurrency Bitcoin Cash (BCH) 1.8%
Cryptocurrency Ethereum (ETH) 1.8%
Cryptocurrency Litecoin (LTC) 1.8%
Cryptocurrency Ripple (XRP) 1.8%
Interac e-Transfer (Canada) C$4
Interac eCashout (Canada) C$4
VISA EEA €1
VISA Interregional €1.75
MasterCard EEA €1.75
MasterCard Interregional €2
Withdraw Fees
Payment Method Rate
Send money between own MiFinity eWallets 1% (Maximum €1)
Send money to friends & family 1% (Maximum €10)
Send money to bank accounts FEES
Receiving money is always free of charge FREE
Send & Receive Money
Payment Rate
Less than or equal 250.00 USD (1.90 USD)
250.00-2,500.00 USD (0.76% of value in USD)
2,500.00 USD and above (19 USD)
Send Money to China

For transactions involving currency conversion MiFinity normally adds a fee of 2.99% to our wholesale exchange rates. This may vary for exotic currency pairs. The actual exchange rates vary and will be applied immediately without notice to you.

Currency Conversion

Your MiFinity Account is free for personal use. However, if you do not log in for 12 months your account will become inactive and a service fee of €1 per month will be deducted from the funds in your account.

Inactive Accounts