Fees

Super-low and transparent fees, giving you more to spend on what you love!

Deposit Fees

Payment Method

Rate

Payment Method

VISA EEA

Rate

1.8%

Payment Method

VISA Non-EEA

Rate

2.5%

Payment Method

VISA Interregional

Rate

3.5%

Payment Method

MasterCard EEA

Rate

1.8%

Payment Method

MasterCard Non-EEA Eastern

Rate

2.5%

Payment Method

MasterCard Non-EEA Western

Rate

2.5%

Payment Method

MasterCard Interregional

Rate

4%

Payment Method

SEPA Bank Transfer

Rate

FREE

Payment Method

UnionPay

Rate

1.8%

Payment Method

Banco Azteca

Rate

4.5%

Payment Method

Banco Del Barrio

Rate

4.5%

Payment Method

Banco Estado

Rate

4.5%

Payment Method

Banco Guayaquil

Rate

4.5%

Payment Method

Banco Pichincha

Rate

4.5%

Payment Method

Banco Ripley

Rate

4.5%

Payment Method

BANCOMAT Pay

Rate

1.8% + €0.18 per transaction fee

Payment Method

Bancontact

Rate

€0.50

Payment Method

BBVA

Rate

4.5%

Payment Method

BCI

Rate

4.5%

Payment Method

BCP

Rate

4.5%

Payment Method

Blik

Rate

3%

Payment Method

Boleto Bancario

Rate

4.5%

Payment Method

Bradesco

Rate

4.5%

Payment Method

Caja Arequipa

Rate

4.5%

Payment Method

Banco Huancayo

Rate

4.5%

Payment Method

Caja Tacna

Rate

4.5%

Payment Method

Caja Trujillo

Rate

4.5%

Payment Method

Caja Vecina

Rate

4.5%

Payment Method

CashtoCode Classic

Rate

7.5%

Payment Method

CashtoCode eVoucher

Rate

7.5%

Payment Method

Cryptocurrency Bitcoin (BTC) – powered by Cryptopay

Rate

1.8%

Payment Method

Cryptocurrency Bitcoin Cash (BCH) – powered by Cryptopay

Rate

1.8%

Payment Method

Cryptocurrency Dai (DAI) – powered by Cryptopay

Rate

1.8%

Payment Method

Cryptocurrency Ethereum (ETH) – powered by Cryptopay

Rate

1.8%

Payment Method

Cryptocurrency Litecoin (LTC) – powered by Cryptopay

Rate

1.8%

Payment Method

Cryptocurrency Lumen (XLM) – powered by Cryptopay

Rate

1.8%

Payment Method

Cryptocurrency Tether (USDT) – powered by Cryptopay

Rate

1.8%

Payment Method

Cryptocurrency USD Coin (USDC) – powered by Cryptopay

Rate

1.8%

Payment Method

Cryptocurrency Ripple (XRP) – powered by Cryptopay

Rate

1.8%

Payment Method

EPS

Rate

1.8% + €0.25

Payment Method

Estonian Banks

Rate

3.5% + €0.35

Payment Method

Express Lider

Rate

4.5%

Payment Method

Farmacias 911

Rate

4.5%

Payment Method

HSBC

Rate

4.5%

Payment Method

Ideal

Rate

€0.50

Payment Method

Interac e-Transfer (Canada)

Rate

3.5% + C$0.75

Payment Method

Interac Request Money (Canada)

Rate

3.5% + C$0.75

Payment Method

Interbank

Rate

4.5%

Payment Method

Latvian Banks

Rate

7% + €0.35

Payment Method

Lider

Rate

4.5%

Payment Method

Lithuanian Banks

Rate

7% + €0.35

Payment Method

Loterias Caixa

Rate

4.5%

Payment Method

Multibanco

Rate

2.3% + €1.10

Payment Method

MyBank

Rate

1.5% + €0.35

Payment Method

MiFinity eVoucher (AUD,CAD,CHF,EUR,GBP,USD)

Rate

4.5%

Payment Method

MiFinity eVoucher (JPY,NOK,PLN,RUB,ZAR,CNY,INR,CZK,DKK,SEK)

Rate

5.5%

Payment Method

MiFinity Direct Bank Transfer

Rate

1% + €0.49

Payment Method

Narvesen

Rate

0.8% + €0.85

Payment Method

PayPost

Rate

0.8% + €0.45

Payment Method

PaysafeCard

Rate

10.5%

Payment Method

Paysera

Rate

4.2% + €0.50

Payment Method

PayByBank App

Rate

0.8% + €1.10

Payment Method

Perlas Terminals

Rate

0.8% + €1.10

Payment Method

Pix

Rate

4.5%

Payment Method

Scotiabank

Rate

4.5%

Payment Method

Servi Estado

Rate

4.5%

Payment Method

SPEI

Rate

4.5%

Payment Method

SuperBodega Acuenta

Rate

4.5%

Payment Method

Tambo

Rate

4.5%

Payment Method

Tia

Rate

4.5%

Payment Method

Trustly

Rate

3.5% (Min €2.90)

Payment Method

Western Union

Rate

4.5%

Withdraw Fees

Payment Method

Rate

Payment Method

Cryptocurrency Bitcoin (BTC) – powered by Cryptopay

Rate

1.8%

Payment Method

Cryptocurrency Bitcoin Cash (BCH)

Rate

1.8%

Payment Method

Cryptocurrency Dai (DAI) – powered by Cryptopay

Rate

1.8%

Payment Method

Cryptocurrency Ethereum (ETH) – powered by Cryptopay

Rate

1.8%

Payment Method

Cryptocurrency Litecoin (LTC) – powered by Cryptopay

Rate

1.8%

Payment Method

Cryptocurrency Lumen (XLM) – powered by Cryptopay

Rate

1.8%

Payment Method

Cryptocurrency Tether (USDT) – powered by Cryptopay

Rate

1.8%

Payment Method

Cryptocurrency USD Coin (USDC) – powered by Cryptopay

Rate

1.8%

Payment Method

Cryptocurrency Ripple (XRP) – powered by Cryptopay

Rate

1.8%

Payment Method

Interac e-Transfer (Canada)

Rate

C$4

Payment Method

Interac eCashout (Canada)

Rate

C$4

Payment Method

VISA EEA

Rate

€1

Payment Method

VISA Interregional

Rate

€1

Payment Method

VISA Interregional

Rate

€1.75

Payment Method

MasterCard EEA€1.75

Rate

€1.75

Payment Method

MasterCard Interregional

Rate

€2

Send & Receive Money

Payment Method

Rate

Payment Method

Send money between own MiFinity eWallets

Rate

FREE

Payment Method

Send money to friends & family

Rate

1% (Maximum €10)

Payment Method

Send money to bank accounts

Rate

Payment Method

Receiving Money

Rate

FREE

Payment Method

Virtual IBAN creation

Rate

FREE

Payment Method

Virtual IBAN Maintenance

Rate

FREE

Send Money to China

Payment

Rate

Payment

Less than or equal 250.00 USD

Rate

1.90 USD

Payment

250.00-2,500.00 USD

Rate

0.76% of value in USD

Payment

2,500.00 USD and above

Rate

19 USD

Currency Conversion

For transactions involving currency conversion MiFinity normally adds a fee of 2.99% to our wholesale exchange rates. This may vary for exotic currency pairs. The actual exchange rates vary and will be applied immediately without notice to you.

Inactive Accounts

Your MiFinity Account is free for personal use. However, if you do not log in for 12 months your account will become inactive and a service fee of €1 per month will be deducted from the funds in your account.

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®MiFinity UK Limited, trading as MiFinity, is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 [Register Ref. 900090] for the issuing of electronic money. Registered in Northern Ireland. Registered address: 28 School Road, Newtownbreda, Belfast, BT8 6BT, Northern Ireland. Registration No. NI611169.

®Mifinity Malta Limited, trading as MiFinity, is authorised by the Malta Financial Services Authority (“MFSA”) as a Financial Institution under the Financial Institutions Act 1994 (Chapter 376 of the Laws of Malta). Registered address: Level 3 (SUITE 2507), Tower Business Center, Tower Street, Swatar, Birkirkara, Malta. Registration Number C64824.