Fees

Payment MethodRate
VISA EEA1.8%
VISA non-EEA2.5%
VISA Interregional3.5%
MasterCard EEA1.8%
MasterCard Non-EEA Eastern2.5%
MasterCard Non-EEA Western2.5%
MasterCard Interregional4%
SEPA Bank TransferFREE
UnionPay1.8%
Banco Azteca4.5%
Banco del Barrio4.5%
Banco Estado4.5%
Banco Guayaquil4.5%
Banco Pichincha4.5%
Banco Ripley4.5%
Bancontact€0.50
BBVA4.5%
BCI4.5%
BCP4.5%
Blik4%
Boleto Bancario4.5%
Bradesco4.5%
Caja Arequipa4.5%
Banco Huancayo4.5%
Caja Tacna4.5%
Caja Trujillo4.5%
Caja Vecina4.5%
CashtoCode Classic7.5%
CashtoCode eVoucher7.5%
Cryptocurrency Bitcoin (BTC)1.8%
Cryptocurrency Bitcoin Cash (BCH)1.8%
Cryptocurrency Dai (DAI)1.8%
Cryptocurrency Ethereum (ETH)1.8%
Cryptocurrency Litecoin (LTC)1.8%
Cryptocurrency Lumen (XLM)1.8%
Cryptocurrency Tether (USDT)1.8%
Cryptocurrency USD Coin (USDC)1.8%
Cryptocurrency Ripple (XRP)1.8%
EPS1.8% + €0.25
Estonian Banks3.5% + €0.35
Express Lider4.5%
Farmacias 9114.5%
Giropay1.8% + €0.25
HSBC4.5%
Ideal€0.50
Interac Online (Canada)3.5% + C$0.75
Interac e-Transfer (Canada)3.5% + C$0.75
Interac Request Money (Canada)3.5% + C$0.75
Interbank4.5%
Klarna1.8% + €0.19
Latvian Banks7% + €0.35
Lider4.5%
Lithuanian Banks7% + €0.35
Loterias Caixa4.5%
Maxima7% + €0.35
Multibanco2.3% + €1.10
MyBank1.5% + €0.35
MiFinity eVoucher (AUD,CAD,CHF,EUR,GBP,USD)4%
MiFinity eVoucher (JPY,NOK,PLN,RUB,ZAR,CNY,INR,CZK,DKK,SEK)5%
MIFINITY Instant Bank Transfer1% + €0.49
Narvesen0.8% + €0.85
P243.5%
PayPost0.8% + €0.45
Paysafecard10.5%
Paysera4.2% + €0.50
Pay by Bank app0.8% + €1.10
Perlas Terminals0.8% + €1.10
Pix4.5%
Scotiabank4.5%
Servi Estado4.5%
SPEI4.5%
SuperBodega Acuenta4.5%
Tambo4.5%
Tia4.5%
Western Union4.5%

Payment MethodRate
Cryptocurrency Bitcoin (BTC)1.8%
Cryptocurrency Bitcoin Cash (BCH)1.8%
Cryptocurrency Dai (DAI)1.8%
Cryptocurrency Ethereum (ETH)1.8%
Cryptocurrency Litecoin (LTC)1.8%
Cryptocurrency Lumen (XLM)1.8%
Cryptocurrency Tether (USDT)1.8%
Cryptocurrency USD Coin (USDC)1.8%
Cryptocurrency Ripple (XRP)1.8%
Interac e-Transfer (Canada)C$4
Interac eCashout (Canada)C$4
VISA EEA€1
VISA Interregional€1.75
MasterCard EEA€1.75
MasterCard Interregional€2

Payment MethodRate
Send money between own MiFinity eWalletsFREE
Send money to friends & family1% (Maximum €10)
Send money to bank accountsFEES
Receiving money is always free of chargeFREE
Virtual IBAN creationFREE
Virtual IBAN maintenanceFREE

PaymentRate
Less than or equal 250.00 USD(1.90 USD)
250.00-2,500.00 USD(0.76% of value in USD)
2,500.00 USD and above(19 USD)

For transactions involving currency conversion MiFinity normally adds a fee of 2.99% to our wholesale exchange rates. This may vary for exotic currency pairs. The actual exchange rates vary and will be applied immediately without notice to you.

Your MiFinity Account is free for personal use. However, if you do not log in for 12 months your account will become inactive and a service fee of €1 per month will be deducted from the funds in your account.


Connect

Instagram
Twitter
LinkedIn
Facebook
Youtube

®MiFinity UK Limited, trading as MiFinity, is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 [Register Ref. 900090] for the issuing of electronic money. Registered in Northern Ireland. Registered address: 28 School Road, Newtownbreda, Belfast, BT8 6BT, Northern Ireland. Registration No. NI611169.

®Mifinity Malta Limited, trading as MiFinity, is authorised by the Malta Financial Services Authority (“MFSA”) as a Financial Institution under the Financial Institutions Act 1994 (Chapter 376 of the Laws of Malta). Registered address: Level 3 (SUITE 2507), Tower Business Center, Tower Street, Swatar, Birkirkara, Malta. Registration Number C64824.